Rates and Insurance

Private Pay Rates

I am an out-of-network provider and work with clients with or without coverage by an insurance plan. This means that I do not have relationships with insurance companies and do not process insurance claims. Some insurance plans will pay for “out-of-network” services and that they will reimburse you for all or part of the cost of services.  A superbill is provided each month as documentation for you to file for reimbursement directly with your insurance carrier.

Out-of-Network Services

It is your responsibility to verify your insurance coverage for out-of-network services. If you plan to submit for reimbursement, we encourage you to contact your insurance company before your first session or assessment. If your insurance company does not reimburse you, you are still responsible for paying for your sessions.

I recommend asking these questions to your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits?
• What are my out-of-network mental health benefits?
• How much does my insurance pay for an out-of-network provider?
• How many therapy sessions does my plan cover?
• Do I need authorization or is approval required from my primary care physician?

Potential Benefits of Not Using Insurance

There are several reasons that people may not want to use insurance coverage for therapy services.

• Most insurance companies require personal information about you and your treatment, including a diagnosis and information about your treatment and progress in therapy, in order to approve services. This information then becomes part of your medical record and may be accessible by other agencies in the future, such as health or life insurance agencies, and potentially even employers and lending agencies.
• Insurance companies have the right to approve or deny services based on your diagnosis and the type of treatment you are receiving.
• They can limit the number of sessions you are allowed and the type of treatment you can receive.

Cancellation Policy

If you are unable to attend your session and need to cancel, please contact me directly at (830) 321-0982 with more than 24-hours in advance. If you do not attend the appointment without giving 24 hours advanced notice, you will be charged the full cost of the session.

Additional Services

Please not that additional fees will be charged for sessions that run longer than the allotted time, school visits, frequent contact outside of session times, and long phone calls with you or other providers (e.g., school personnel, medical providers, etc.). Services that involve contact with the legal system will be charged at a higher rate. Services that require travel will be charged for travel time.